Signature Pérennité
A strategic approach for investors who want more than a standard portfolio.
Wealth management should never come down to a simple split between stocks and bonds. We work with entrepreneurs, professionals and affluent families who want a proactive, personalized, results-driven approach.
To help you make informed decisions — by integrating advanced investment strategies, rigorous financial planning and ongoing guidance as your personal, family and tax situation evolves.
Who the Signature Pérennité Service is for
Guidance designed for investors with $1 million or more in investable assets with our team.
Wealth is built in different ways. For some, it’s the result of years of disciplined saving and investing. For others, it comes from the sale of a business, a major real estate transaction, an inheritance or a defining financial event.
Whatever your path, once your wealth reaches a higher level of complexity, financial decisions often carry more weight and their consequences become more significant. The Signature Pérennité Service is designed for individuals, families and entrepreneurs seeking comprehensive strategic guidance to preserve, grow and pass on their wealth.
- ✓ Hold more than $1,000,000 in investable assets with our team
- ✓ Recently sold a business
- ✓ Completed a significant real estate transaction
- ✓ Received an inheritance, or expect to receive one
- ✓ Are approaching retirement and want to optimize your drawdown
- ✓ Want to reduce your reliance on traditional investment strategies
- ✓ Want a proactive approach integrating tax, investments, insurance and financial planning
A management approach built around your goals
Every financial decision should be aligned with your life goals.
Whether you want to:
A long-term advisory relationship
Beyond managing investments, we act as your strategic partner as your financial situation evolves.
We work hand in hand with your tax specialists, accountants, notaries and other professionals to coordinate every aspect of your wealth planning.
Because substantial wealth deserves more than a standard portfolio, our commitment is to offer you a proactive, personalized approach adapted to your reality.
Differentiated strategies
An investment universe that goes beyond public markets.
Four families of strategies that we integrate according to your situation, risk tolerance and goals.
Income generation through private mortgages (MICs)
For investors seeking a steady income stream, we integrate funds specialized in private mortgage lending through Mortgage Investment Corporations.
- Monthly or quarterly income
- Returns historically above traditional bonds
- Low correlation with stock markets
- Real estate exposure without managing properties directly
- Greater portfolio diversification
Institutional private real estate (private REITs)
Through private real estate funds, our clients can access institutional assets generally reserved for large investors.
- Potential for stable income
- Participation in real estate asset appreciation
- Geographic and sector diversification
- Access to commercial, industrial, multi-residential and logistics
- Professional management
Flow-through shares for high-income taxpayers
For certain investors in the highest tax brackets, mining flow-through shares can be a particularly attractive tax strategy.
- Substantial tax deductions
- A significant reduction in taxes payable
- Exposure to the natural resources sector
- Optimized after-tax returns
A strategy generally reserved for investors with an appropriate risk tolerance and a high taxable income.
Leverage strategies and capital optimization
For certain clients, the prudent use of credit can improve the efficiency of invested capital.
- Overall financial situation
- Available liquidity
- Borrowing capacity
- Risk tolerance
- Wealth objectives
We model several scenarios to support informed decisions adapted to your reality.
More than an advisor
A strategic partner through the defining events of your financial life.
Our approach is built on proximity and proactivity. We don’t limit ourselves to an annual review — we stay present to guide you. Among other things, we help you:
Eight families of solutions, one integrated strategy.
What sets our guidance apart
The Signature Pérennité experience
- ✓ Integrated financial planning
- ✓ Proactive review of your opportunities
- ✓ Access to advanced investment strategies
- ✓ Coordination with your professionals (CPA, tax specialist, notary, lawyer)
- ✓ Personalized follow-up and highly responsive service
- ✓ A long-term vision focused on preserving and growing wealth
Let’s build a strategy equal to your wealth.
The most successful investors aren’t only looking for better investments. They’re looking for a partner able to guide them through the complex decisions that come with growing wealth.